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By Victoria Bischoff | 05 Jan 2012
... know that only half of people who apply for a ... that you review your credit history
before applying for a new ... been refused credit, it will show you have applied. ...
Only half of people who apply for a credit card are successful, while only half again are assured the advertised rate.
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By Lorna Bourke | 15 Dec 2008
... Minimum income required is £12,000 and minimum credit limit is £500. To apply for
the Saga Platinum card call 0800 015 5428 or visit saga.co.uk/creditcard.
It isn’t often that credit card companies come up with something genuinely innovative and in the consumers’ best interest but the latest offering from Saga, the over-50s club, is certainly worth considering.
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By Victoria Bischoff | 06 Jan 2011
... new credit card – particularly if the card you are applying for is ... many providers
do not allow existing customers to apply for specific credit card deals ...
Barclaycard has just launched the longest ever 0% balance transfer deal. But how exactly does a balance transfer credit card work and what do I need to watch out for ?
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By Lorna Bourke | 30 Mar 2011
... get hold of a person’s details to apply for a ... The credit card companies and the banks
are too willing to ... to use your identity by, for example, applying for a ...
This week CPP said it was being investigated for 'alleged failings in sales calls' for its identity theft protection products. But you can sidestep all ID theft insurance such policies as there is existing protection for free.
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By Lorna Bourke | 19 Jan 2005
... bills now it could be time to apply for a ... This applies to balance transfer and new
purchases. Credit card holders with outstanding balances could save at least ...
January is when the credit card bills for Christmas extravagance turn up but if you cannot pay off the bills now it could be time to apply for a new card with 0% interest to cut the cost of the debt.
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By Lorna Bourke | 28 Aug 2010
... because its 0% concessionary rate period applies to money ... fee and low rate will apply
only to ... the way payments are allocated to customers’ credit cards. ...
A new card offers 'a rare opportunity to save on expensive loan or overdraft interest’. Whether or not this is a good idea depends on how desperate you are to borrow.
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By Gavin Lumsden | 27 Dec 2001
... also part of the RBS group, will apply 5.9% for ... remains the most compelling for new
credit card customers ... for the first six months and then applies its ongoing ...
Many of us have yet to wake up to the financial hangover brought on by Christmas and New Year celebrations – but credit card companies are already pitching for our business, writes Gavin Lumsden.
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By Lorna Bourke | 29 Nov 2009
... now that the card issuers are applying much tougher ... consumers should be aware that
credit cards are likely to ... This rate also applies to balance transfers from ...
Consumers continue to be squeezed on their credit cards and one in five closures are due to cardholders not meeting their monthly payments.
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By Lorna Bourke | 22 Aug 2010
... turned down for the card so it isn’t worth applying. ... But it is easy to check your
credit rating online ... any nasty black marks on your file before you apply. ...
A bizarre piece of research shows that more people would take part in a medical experiment or lick the pavement than have ever taken out a cashback credit card.
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By Lorna Bourke | 23 Jun 2005
... ‘Some practices, like applying payments to the ... Nationwide, which has a very competitive
credit card, is the only major provider to apply payments to the ...
The Consumer Credit Bill goes before the House of Commons Committee today with Nationwide Building Society repeating its call for the government to introduce a number of measures which would enable consumers to get a fairer deal from credit card providers.
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By Victoria Bischoff | 23 Mar 2010
... building credit card could help you start to build up a credit profile, although
be aware they usually come with very high interest rates. Don’t apply for ...
With credit still difficult to come by in the current climate, it is important to do all you can to help improve your credit rating.
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By Lorna Bourke | 20 Jul 2011
... makes better sense to stick with credit cards when paying ... holiday spending, you could
consider applying for the ... In addition, when customers apply for the card ...
Fed up with paying a premium on credit or debit card payments overseas? Our guide to trumping the charges will help you beat the holiday blues.
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By Simon Hildrey | 26 Jun 2002
... introduction deals by paying off their debt, cancelling their credit card and then
applying for a ... From that date its standard rate of interest will apply. ...
Online bank Egg has attacked rival credit card providers for preventing bargain-hunting borrowers from switching to some of the best low-interest deals, writes Simon Hildrey.
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By Lorna Bourke | 17 Apr 2008
... It said that last year 400,000 people remortgaged or applied for new credit cards
or personal loans to pay off old loans, while bankruptcies and IVAs are ...
In the early nineties it was unemployment. This time around credit card debt will bring down the housing market
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By Lorna Bourke | 15 Apr 2008
... applies the monthly payments to the outstanding debt. If you transfer a balance
to a new card, but spend money on the new card, the lender will usually apply ...
It's not just mortgages - borrowing on credit cards is also becoming more expensive
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By Lorna Bourke | 31 Oct 2008
... this cashback card,’ commented Roger Lovering, managing director of Abbey Credit
Cards. ... To apply for the Poppy Bond call the Customer Service Centre on 0845 ...
Mortgage rates promise to fall, Abbey is offering 3% cashback on groceries bought with its credit card and Coventry Building Society is helping you support war heros while you save.
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By Lorna Bourke | 26 Jun 2010
... Meanwhile as the holiday season approaches it could be time to apply for a new credit
card which doesn’t levy the ubiquitous ‘foreign transaction charge ...
A new credit card from Nationwide offers several advantages you won't find elsewhere.
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By Lorna Bourke | 27 Oct 2004
... due to come into force from 31st of this month, will require credit card issuers
to ... be confident they are more likely to get the rate they have applied for and ...
Consumer groups are hopeful that the inquiry into credit cards, being carried out by the Treasury Select Committee will result in positive benefits for card users.
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By Lorna Bourke | 17 Feb 2010
... So if you want to apply for a low rate credit card it’s time to have a clear
out. First, get rid of any cards that you no longer use. ...
The average rate for purchases is now an eye watering 19%
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By Lorna Bourke | 04 May 2005
... Stuart Glendinning, director of credit cards, moneysupermarket.com, points out:
‘Lloyds TSB, for ... when a number of providers do not even apply the foreign ...
Consumers are unaware that the vast majority of credit card companies charge a foreign usage fee on top of the money they make from the exchange rate transaction, and LloydsTSB is about to add a further £1 per purchase to the woes of customers abroad.